Insurance is important for all fabrics of society individuals as well as businesses. Imagine how a business suffers can badly suffer in case a key employee or staff member meets a serious accident, illness, or suddenly passes away. How to protect businesses against such an eventuality? In Australia, one of the ways to cover businesses is key person insurance (also called keyman insurance) by xlife.com. Best thing is that you approach xLife (call 1300 135 205) now and save up to 20% on your first year’s keyman insurance premium .